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Pradhan Mantri Jan Dhan Yojna - New Benefit 2020

Pradhan Mantri Jan Dhan Yojna
Pradhan Mantri Jan Dhan Yojna completed six years. Under this, the government has decided to provide free contingency insurance cover on RuPay card for accounts opened after 28 August 2018.  Along with, the limit of overdraft has been also increased to Rs 10,000 and overdraft facility has been provided up to Rs 2,000 without any condition.
Finance Minister Nirmala Sitharaman said that more than 40.35 crore people have benefited from the Pradhan Mantri Jan Dhan Yojana, launched six years ago as a national mission for financial inclusion.  Prime Minister Narendra Modi announced the Jan Dhan Yojana in his Independence Day address in 2014 and the scheme was started on August 28 of the same year.
Finance Minister Nirmala Sitharaman said on the occasion of the 6th anniversary of the scheme that the Pradhan Mantri Jan Dhan Yojana has been the cornerstone of the people-centric economic initiatives of the Modi government.  He said that whether it was direct benefit transfer (DBT), Kovid-19 financial assistance, PM Kisan Yojana, salary increase under MNREGA or life and health insurance cover, the first step was to provide bank account to all adult,  Which PMJDY has almost completed.
On this occasion, Minister of State for Finance Anurag Thakur said that PMJDY under the leadership of Prime Minister Narendra Modi added to the banking system the people left out of it and more than 40 crore account holders were included in the financial system, most of which are women and most of the accounts  Belongs to rural India.  The total deposit balance under PMJDY accounts is Rs 1.31 lakh crore and the average deposit amount per account is Rs 3,239.  About 3.6 crore Jan Dhan accounts were opened in the last one year and the total number of Jan Dhan accounts was more than 40.35 crores till 19 August 2020.

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